What type of coverage do you need?

You are planning a trip that you have long waited to take. Perhaps you are going with a loved one on a lifetime dream trip. As you look at the types of investments you will have to make, such as for your airline tickets, your hotel costs and even vehicle rentals, you may be wondering “What if?”. What if something goes wrong, and you cannot take the trip? What if you miss your life? What happens if you can’t make this dream trip happen after all? And what happens if the airline, cruise liner or other provider fails to keep your reservations? Travel insurance may be able to help because it offers some level of protection against cancellations.

What’s Trip Cancellation Travel Insurance?

There are many types of travel insurance. Trip cancellation can help you with one of the biggest risks you face though. Keep in mind that travel insurance is not meant to provide a blanket level of coverage. If you back out at the last minute, it may not cover you. It will cover you in a few instances though.

Loss of Service

If you are scheduled for a cruise and the cruise liner goes out of business, this insurance may cover the investment you have made. Generally, it would reimburse you for the cost of your reservations.

Immediate Death in the Family

Most policies will also provide you with coverage if there is a death in your immediate family. For example, a sibling, child, parent or someone else very close to you dies. Often times, this is limited to only family members.

Serious Illness

If you or someone very close to you becomes seriously ill, it may offer some coverage in this instance as well. The goal is to help you by providing reimbursement for your invested money so that you can remain by the side of this individual.

Is It What Your Tour Operator Offers?

Some airline tickets, cruise and tour operators and other travel providers will offer a Cancellation Waiver. This is an additional amount you can pay to avoid a fee if you cancel your trip. This is not the same and has very high restriction levels beyond that of travel insurance.

Protect your family during vacations. Call The Weimer Group at (877) 791-1707 for more information on Allentown travel insurance.

Could travel insurance help you? It may be the best investment you make to safeguard your dream trip.

Posted 4:46 PM

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