It’s America’s fastest growing crime, victimizing millions of Americans each year. At times you many not be aware it is going on until it’s too late…it’s Identity Theft. Many thieves commit this crime in a variety of methods. Some may steal your mail especially when you are sending outgoing mail that may include a credit card payment. We’ve all seen or heard of the thief that will dumpster dive in search of bank statements or pre-approved credit card offers. Many will hack into computers that contain your personal data. They will file an address change and have your mail diverted to them so they can access and gather your personal and financial date.
Your identity is one of your most important assets and you need to protect it. The National Crime Prevention Council (NCPC) recommends these tips to help you protect your identity:
- To guard against identity theft, never give out your Social Security number. Treat it as confidential information.
- Commit all passwords to memory. Never write them down or carry them with you.
- When using an ATM machine, make sure no one is hovering over you and can see you enter your password.
- When participating in an online auction, try to pay the seller directly with a credit card so you can dispute the charges if the merchandise does not arrive or was misrepresented. If possible, avoid paying by check or money order.
- Adopt an attitude of healthy skepticism toward websites that offer prizes or giveaways. Chances are, all that’s been “won” is the opportunity to buy something you didn’t want in the first place.
- Choose a commercial online service that offers parental control features.
- Tell your children never to give out their address telephone number password school name or any other personal information.
- Make sure your children know to never agree to meet face-to-face with someone they’ve met online without discussing it with you. Only if you decide that it’s okay to meet their “cyber-friend” should they arrange to meet this person, and then the meeting should be in a familiar public place in the presence of a trusted adult.
- Tell your children never to respond to messages that have bad words, are scary, or just seem weird.
- Tell your children never to enter an area that charges for services without asking you first.
- Tell children never send a picture of themselves to anyone without your permission.
- Make sure that access to the Internet at your children’s school is monitored by adults.
Many of the insurance companies The Weimer Group represents offer Identity Recovery Coverage. For more information on this topic or to discuss your Pennsylvania insurance protection visit us at www.TheWeimerGroup.com, phone us at 888.304.6678, or stop by one of our locations in Bucks and Montgomery Counties and speak to one of our Account Managers. Looking for affordable and quality Philadelphia home insurance, contact us today!