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What type of coverage do you need?

With fall quickly approaching you might be thinking about what you’re going to do with your boat and other water toys. You must make sure that you properly store your equipment to avoid damage. First, you must decide if you will store it indoors or outdoors. Indoor storage offers great protection from rain, cold, wind and harmful UV rays that can damage your watercrafts.

Even if you’re storing your equipment in your garage, you should still use a tarp or some sort of cover. Covering your watercrafts can help keep moisture, dust, debris and rodents out. Also, make sure everything is far away from any sources of heat, like radiators. If you don’t have room in your garage, you could even store your belongings in a marina or boatyard. Some even include services such as periodic maintenance and cleaning.

In fair weather climates where you can get away with outdoor storage, you have to take the time to protect your watercrafts from the elements. You can purchase portable storage, like a steel hut to cover your belongings. Another idea is to buy a water-resistant or waterproof tarp that’s made to fit your equipment. Keep in mind: storage stuff doesn’t come cheap so you might need to spend a little extra. But, in the end you will be protecting your stuff to make it last longer, so it’s worth it!

Ten Boat Storage “Must-Dos”

1. Store boats stern down so rain and melting snow will drain out through the scuppers

2. Open all seacocks and drains to prevent damage from freezing

3.  Use fuel stabilizing additives and follow proper procedures for winterizing engines and systems

4. Provide structural support under boat covers and tarps

5. Never tie off boat covers or tarps to boat stands

6. Trailer boat hulls should have some support so the weight is not all on the trailer tires

7. Remove electronics, food stuff, valuables, canvas, cushions and store at home

8. Put moisture absorbers in the cabin and lockers

9. Never use a portable heater or auto battery charger in bilge

10. If your boat is blocked, check stands and blocking periodically during storage

As always, you should make sure that you have the proper coverage for your boat and other watercrafts. For more information on this topic or to discuss your insurance needs, please contact us at 888.304.6678 or visit our virtual insurance office.

Information found from: www.markelmarine.com and www.allstate.com

Posted 2:21 PM

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