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What type of coverage do you need?

Bringing your first baby home from the hospital is a joyous occasion. You may have spent months assembling baby clothes, books, toys, nursery furniture and any number of items necessary for taking care of a baby. Before your baby arrives, it may be a good time to speak with your agent about life insurance and review your levels of coverage on your Philadelphia home insurance to make sure you have the financial protection you need for your family home.

One of the first things to do before your baby’s arrival is make sure you have a federally approved car seat in which to bring your baby home from the hospital. The safest placement of a car seat for a newborn is in the middle of the rear seat facing backwards. It is not safe to place your newborn in the front seat, and it may be particularly dangerous if your automobile has passenger-side airbags. 

When purchasing a crib for your baby, the National Safety Council advises that the slats be no more than 2-3/8 inches apart to prevent infants from getting their heads stuck between the slats. 

Should you have gone so far as to build a room onto your home for your baby’s nursery, it may be vital to contact your Philadelphia home insurance agent. It is typically a good idea to inform your insurance company of major additions to the structure of your home as they are likely to increase the cost of rebuilding. Bringing your new baby home is an exciting time, and making sure your home is safe and well-insured may be one of the best things you can do for your new addition.

Posted 1:42 PM

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