Being a healthy, single, 20 year old, purchasing life insurance was the last thing on Mary Marz’ mind. That all changed when her younger sister, Kerry, found out that she had a heart murmur. Kerry was an active teenager who loved sports and who was planning on participating in golf, basketball, and track in high school. The day before basketball tryouts Kerry was diagnosed with Long OT syndrome, which is a heart condition that can lead to sudden death. The next year Kerry experienced fainting spells, heart palpitations, and hyperventilation. Kerry had a defibrillator placed on her heart which would shock her back to life is she would ever go into cardiac arrest.
This was a heavy blow to the family; Kerry was a healthy teen that had a passion for sports and now that was taken away from her. She couldn’t even watch scary movies because it could trigger a shock to her heart.
A few years later, Mary was listening to a presentation by ERIE Agents Jim and Bob Murray of the James J Murray Insurance agency. Jim told a story about his previous bypass surgeries and he said “It left me ineligible to purchase financial protection on my own life.”
Automatically Mary thought about her younger sister who did not have life insurance before she was diagnosed. Now she might not be eligible. This might not have been the most traumatic outcome of Kerry’s condition, but in the long run, it would affect her family’s financial situation.
This was difficult to think of, considering her parents could have purchased life insurance for Kerry as early as when she was 15 days old. She could have renewed that policy throughout her entire life, no matter what diagnosis came along.
Many people don’t talk about life insurance, even now; it’s not a common conversation to have. At the age of 24 Mary purchased a 20-Pay Whole Life insurance policy. When she has children she will make sure that they have the same protection for their lifetime. Don’t wait until something happens to try and purchase Life insurance. Be proactive! Call your agent at The Weimer Group and get a Life insurance quote today!