What type of coverage do you need?

What is defensive driving? It is not some complicated driving style – put simply, defensive drivers obey traffic laws and do whatever they can to contribute to the safety of the road. Do you want affordable car insurance in Philadelphia? Philly drivers who follow these defensive driving tips and drive safely may have a better chance of obtaining reasonably priced coverage.

Do you know about the two-second rule when it comes to driving? This refers to staying two seconds behind the vehicle in front of you as well as two seconds in front of the car behind you. This will help ensure you have room for braking during emergency circumstances. When someone is tailgating, or following too closely, you can maintain the two-second rule by switching lanes or allowing the vehicle to pass.

Be sure to adjust your speed to the current driving conditions. For instance in rain, you should slow down or you could be putting yourself at risk of hydroplaning – that is losing control of your vehicle due to the slick surface. When hydroplaning occurs despite your best efforts, do not slam on the brakes. Instead, ease off the gas and do your best to steer straight.

How can driving defensively help keep your insurance rates low? By obeying traffic laws and avoiding collisions, you can maintain a clean driving record, which is often one of the factors used to determine your coverage premiums. To get affordable car insurance, Philadelphia residents need only to request a quote from one of our experienced agents.
Posted 9:09 AM

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