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What type of coverage do you need?

Many people are taking on remodeling projects despite the rough economy. Some do so to make their house easier to sale while others are simply trying to create their dream house. Whatever the reason for your renovation, you should talk to your Philadelphia home insurance agent before you pick up a hammer.

What does home insurance have to do with remodeling? Quite a lot – your policy is supposed to cover the cost of rebuilding your home exactly as it stands in case it is destroyed. When you take on a renovation, you could be substantially increasing the value of your home. By adjusting your policy you can ensure your renovation investment is properly protected.

Another reason you should tell your agent about remodeling is the liability risk you will be undertaking. Whether you will be completing the work yourself, getting the help of your friends, or hiring professionals, there is always a chance that someone could be injured. Accidents can occur in even the most controlled environments. It’s worth ensuring that your policy has sufficient coverage for potential damage or injury law suits.

Does your existing Philadelphia home insurance policy reflect improvements you’ve made to the home in recent years, or additional assets in the home? Many things change in the home over the years so it’s always a good idea to review the level of your coverage periodically. With the Weimer Group, you can receive the coverage you need for your home. Contact us today for more information!
Posted 12:02 PM

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