What type of coverage do you need?

How ironic that National Flood Safety Awareness Week is at a time that we, as a nation, are mourning for our Japanese friends as they are dealing with last weeks’ tragic events. While a tsunami is not likely to happen along the east coast, many of us are faced with localized flooding and the occasional Nor’easter that visit us from time to time wreaking havoc where they strike and leaving many feeling helpless.

This weekend I traveled to Bucks County to view the aftermath of last weeks’ storm that dumped unrelenting rain on us for most of the day. The Delaware River was inundated with the overflow of water, spilling into the canal and onto the main road that runs along the river. The devastation was not near what I had expected and this I was grateful for. I found it amusing to see kayaks enjoying the canal filled with water. We are so used to seeing certain areas of the canal empty. I was reminded of those surfers that enjoy a churned up ocean during storms.

For many of the locals they are used to this type of event. They know they need to prepare their homes, have emergency supplies on hand, but most importantly have the flood insurance they need to protect their property should they need to rebuild or repair their home.

Today’s entry will focus on preparation and what you need to do should you be faced with an impending flood. The following information and helpful tips have been brought to you by ready.gov.

  1. Get a kit of emergency supplies: Have enough supplies for at least three days or more. Your first thoughts should be about food, fresh water, and clean air.

    Recommended Supplies to Include in a Basic Kit:
    • Water one gallon per person per day, for drinking and sanitation
    • Non-perishable Food at least a three-day supply
    • Battery-powered or hand crank radio and a NOAA Weather Radio with tone alert and extra batteries for both
    • Flashlight and extra batteries
    • First Aid Kit
    • Whistle to signal for help
    • Filter mask or cotton t-shirt, to help filter the air
    • Moist towelettes, garbage bags and plastic ties for personal sanitation
    • Wrench or pliers to turn off utilities
    • Manual can opener if kit contains canned food
    • Plastic sheeting and duct tape to shelter-in-place
    • Important Family Documents
    • Items for unique family needs, such as daily prescription medications, infant formula or diapers.
    Consider two kits. In one, put everything you will need to stay where you are and make it on your own. The other should be a lightweight, smaller version you can take with you if you have to get away.
  2. Make a Plan for what you will do in an emergency. It’s important to plan in advance and be prepared to asses the situation.

    Develop a Family Emergency Plan: Consider a plan where each family member calls, e-mails, the same friend or relative in the event of an emergency.

    Create a Plan to Shelter-in-Place: The air outside of your home may be contaminated. Shelter-in-place is a process of sealing the room you are in for survival. Consider pre-cutting plastic sheeting to seal windows, doors and air vents.

    Create a Plan to Get Away: Choose several destinations in different directions so you have options in the event of an emergency. Become familiar with alternate routes as well as other means of transportation.
  3. Be Informed about what might happen. While preparing for a natural disasters is key to helping you deal with this type of event, there are significant differences amount potential terrorist threats, such as biological, chemical, explosive, nuclear and radiological, which will impact the decision and actions you take. Visit ready.gov for further information on these types of emergencies.

    Most importantly stay calm and learn your community’s local emergency plan. At The Weimer Group, we are more than just insurance. We are people like you living in your communities and caring for our families. When you join The Weimer Group, we care about you and your family; financial security and peace of mind…that’s what you’ll find when you become our client. For your Pennsylvania home insurance needs and for competitive pricing on auto and home, check us out today…you’ll be glad you did.
Posted 3:55 PM

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