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Every year, St. Patrick’s Day keeps the spirit of the Emerald Isle alive. It also keeps local pubs and taverns at maximum capacity. So remember, amidst the jolly ‘craic,’ take proper precaution to prevent alcohol-related accidents. Find, or offer to be, a designated driver (DD).

Planning who will be sober driver doesn’t have to be a buzz kill. In fact, there are many reasons why having—or being—a DD can make St. Paddy’s day all the more enjoyable.

  • DDs drink for free! Friends usually chip in for the DDs meal and/or non-alcoholic beverages if they aren’t on the house. (And ask if they are on the house—some locations provide free soft drinks to designated drivers on this Irish holiday.)
  • No worries when it’s time to go home: a designated driver should keep tabs on everyone he or she is taking home. The DD will also already have their keys in hand—so no one is tempted to drive under the influence of alcohol.
  • A good group of friends takes turns having DD duty so everyone can have a chance to cut loose.
  • The DD gets to enjoy the night’s events without the downer of a hangover or embarrassment.

The tougher part might be deciding which car to use, especially if plans for who will be the designated driver change. If the designated driver is driving your car, whose insurance covers the ride?

Unless it’s specifically excluded in your ERIE auto policy, your insurance will cover a friend who has your permission to drive your car. Your car, your insurance. Think twice before handing over the keys to a rental car, though, because your personal insurance will likely not cover your buddy when he or she is driving the rental.

For more questions about how your insurance works in such situations, contact us today. Have a safe and happy St. Patty’s Day!

 

Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to erieinsurance.com for company licensure and territory information. 

ERIE® insurance services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York). Not all companies are licensed or operate in all states. Not all products are offered in all states. Go to erieinsurance.com for company licensure and territory information.

Posted 3:20 PM

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