What type of coverage do you need?

Beautiful oil paintings may bring you hours of peaceful enjoyment if you are an art lover. Insuring your oil paintings against damage and theft is important if you want to be reimbursed for their value. It would be helpful for you to be able to provide your Philadelphia home insurance agent with some information about your paintings in the event of a covered loss. Keep digital files containing sales receipts and appraisals and any documentation certifying the value of your art. This may help speed the claims process should you suffer a loss.

It may be wise to learn how to best take care of your collection of oil paintings. The Henry Ford Center website lists detailed instructions on the care of oil paintings.
•    Light, temperature and humidity must be at the right levels to avoid damage to oil paintings.

•    It may be unwise to display paintings in smoking areas, near working fireplaces or burning candles, as the soot may stain the paintings.
•    It is safe to use soft brushes to remove surface dirt from paintings and frames.

•    You may want to watch for insects, especially beetles that can bore holes or eat parts of your paintings.   

When moving your oil paintings, you may want to remove all jewelry and belt buckles to avoid scratching or tearing the paintings. Your paintings could bring you great joy for years to come if you care for them properly. In the event of a disaster that may destroy your precious art, you may want to make sure you have the financial protection you need through your Philadelphia insurance company.

Posted 5:12 PM

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