Insurance is one of those topics that most people consider bland and boring. Not to those of us here Open-mouthed smile. But not all policies cover things like water damage or auto collisions. Take a look at some of the more offbeat items that someone, somewhere, decided to insure (according to Bloomberg BusinessWeek):
- Bruce Springsteen’s voice. The rocker’s voice is insured with Lloyd’s of London for $5.7 million.
- Ilja Gort’s nose. Owner of the Chateau la Tulipe de la Garde winery in France, Gort insured his olfactory organ for $7.1 million with a policy that prohibits him from skiing or boxing.
- Gennaro Pelliccia’s tongue. Pelliccia, the chief taster of coffee for the U.K.-based coffee chain Costa, had his tongue insured for $16 million.
- America Ferrara’s smile. In a publicity stunt, Aquafresh White Trays took out a policy on the actress’ smile for $10 million.
- Santa’s beard. Santa Claus performer Brady White insured his white beard for an undisclosed amount of money in 1992.
- Troy Polamalu’s hair. The Pittsburgh Steelers player had his locks covered by Head and Shoulders for $1 million.
While you may not have a voice or hair worth insuring; do you have personal collections that may need to be insured? Items such as:
- Action Figures
- Advertising Memorabilia
- Die Cast Cars (Matchbox)
- Model Trains
- Trading Cards
- Collector Quilts
- Comic Books