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Home > Blog > A Must for All Philly Home Owners
FRIDAY, JANUARY 6, 2012

A Must for All Philly Home Owners

Do you realize that one of the largest and most valuable assets you have is your house? Because of the immense financial and emotional investment required to own a home, it is vital to also purchase Philadelphia home insurance.

The primary purpose of insuring your home is to protect your monetary investment in it. How does it do this? Insurance can help pay for repairing damages in the aftermath of a disaster as well for some other losses related to the event. Most policies have two types of financial obligations: premiums, which are the payments you make to guarantee coverage, and the deductible which is the amount you are responsible for paying on a claim before the insurer steps in.

Many home owners become so accustomed to paying annually for their coverage that they forget about limits and exclusions on standard policies. This can be costly in the event of a loss – jewelry is perhaps the best example as many a home owner has experienced a burglary only to discover that thousands of dollars worth of jewelry is only compensated up to the policy limit – often around $2000. Another potentially more disastrous error is assuming the policy covers all types of natural disaster.

How well do you know your Philadelphia home insurance policy? Perhaps now is the time to read the fine print and ensure that you have the right types of coverage in place and additional coverage for valuable items like jewelry.
Posted 12:04 PM

Tags: homeowners insurancce
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