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What type of coverage do you need?

Renting your home means you’ll share responsibilities with the property owner. In most cases, this responsibility will extend into the realm of upkeep. Maintenance will also likely become a shared task. Generally, it’simage of man outside a rental house not particularly difficult to figure out what you need to do to take care of your rental property. However, let’s take a little bit of a closer look at this topic.

Why you must care for your rental home

By letting you rent their property, a property owner wants to be able to trust you in the space. If you breach that trust, you’re likely to face the consequences. That’s because a rental agreement is a legal document, and you must abide by its stipulations.

Rental agreements and leases usually establish a degree of guidelines for property upkeep. They’ll often require the renter to undertake basic maintenance and upkeep in good faith. In other words, they will entrust the renter not to damage, vandalize or destroy parts of the property.

If you do not do your duty of upkeep, you’ll probably face penalties. For example, most landlords will require you to pay a cleaning and security fee upon moving in. Often, the landlord will return some or all this money to you when you move out of the space. If you leave the property in very bad condition, the owner often reserves the right not to return the funds. Additionally, if you create significant damage in a reckless manner, your landlord might even have the right to evict you.

Simple Upkeep Recommendations

Every renter’s upkeep and maintenance responsibilities will vary. However, they often include some of the following requirements:

  • Renters must notify the property owner of any damage in the property. The landlord can often initiate a repair process.
  • Most renters will be responsible for everyday cleaning and upkeep in the property. In other words, you can’t expect your landlord to mop your floors or pick up after your pets.
  • You might find it more practical to undertake small maintenance yourself. These tasks might include things like light bulb replacement or air filter cleanings. These are simple tasks which won’t cost much to do yourself.
  • Renters should let their landlords undertake significant maintenance. The likes of these might include structural repairs, appliance replacements and HVAC maintenance. Landlords generally need to do these tasks because to control what happens to their home.

If you are at-fault for property damage, your renters insurance might help you repay the landlord to make repairs. However, your policy will likely never pay for simple neglect, such as filth accumulation. That’s your responsibility to undertake, and you should treat it seriously as such.

Also Read: How to Avoid Violating Your Lease

Posted 12:54 PM

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